Making Mortgages Simple

Smart advice. Tailored lending. Real people.

At Resure, we make the home loan process easy to understand and even easier to navigate. Whether you’re buying your first home, refinancing, investing, or building, our advisers cut through the jargon and get straight to what matters, your goals.

 

First Home Buyers

Buying your first home can be overwhelming, but it doesn’t have to be. We help you understand deposit options, Kāinga Ora support, and structure the loan to fit your future plans.

Get your First Home Plan

 

Refinancing

Whether it’s time to restructure, consolidate debt, or simply chase a better rate our team will assess the market and show you real numbers, real savings, real options.

Request a Health Check

Crush Your Mortgage Faster Without Killing Your Lifestyle

At Resure, we believe a mortgage shouldn’t last 30 years just because the bank says so. With the right structure and simple tweaks, you could save tens of thousands in interest and shave years off your loan.

Our advisers are trained to help clients make smarter decisions, not just to get a loan, but to get out of one sooner.

Property Investors

We know the rules, rates, and realities of investment lending. Whether you’re growing a portfolio or optimising a single property, we structure lending that works smarter.

Book a Strategy Session

New Builds + Construction Loans

Building comes with complexity. We’ll work alongside your builder and lender to ensure progress payments, timelines, and interest costs are well managed.

Build with Confidence

Self-Employed / Complex Lending

We’re experts in lending that doesn’t fit in the box. If you’re self-employed, a contractor, or earning across multiple channels—we’ll find a lender that says yes.

Let’s Tackle It Together

 

Why Resure?

  • Access to New Zealand’s top banks and non-bank lenders
  • Fee-free advice for most clients
  • Local, experienced, and always on your side
  • End-to-end support, not just a hand-off to a bank

FAQs

  • It depends on income, debt, expenses, and deposit—but we’ll do the numbers with you in minutes.

  • Not always. First home buyers may qualify with 5% through Kāinga Ora or 10% through specific lenders.

  • Yes. We work with lenders who specialise in non-standard applications and unique situations.

  • Our advice is typically free, lenders pay us. If your case is outside scope (e.g. offshore lending), we’ll be upfront about any fees.